FAQs
To check if you are blacklisted, you can receive an annual complimentary credit report. This can be obtained from any of the prominent credit bureaus in South Africa. The report provides information on your credit score and allows you to review for any potential inaccuracies.
How do you know you've been blacklisted? ›
Ways to check if you're on a blacklist
- Hire a company to check what your references and prior employers are saying. ...
- Speak with your previous manager to find out if you're on the company's do not rehire list. ...
- Speak with the recruiting firms you have worked with.
Employees that feel like they have been blacklisted can file a complaint with the Equal Employment Opportunity Commission (EEOC). Should this happen, you will be in the sometimes difficult and often costly position of fighting a claim.
How can I clear my name from blacklisted? ›
If you fail to pay outstanding debts, credit bureaus will add your name to a blacklist that will make it difficult for you to obtain loans in the future. Paying off your debt will remove your name from the blacklist.
How long does a blacklist last? ›
Once you have been blacklisted you will have a bad credit record for anything from 2 – 10 years, depending on the type of listing that you have against you, but even after this period of time, a judgment can be issued against you if you have not paid the money that you owe.
How do you recover from being blacklisted? ›
The simplest way to clear your name from the credit bureau is to pay off the debt. According to TransUnion, one of South Africa' biggest credit bureaus, this will usually result in your name being removed from the blacklist within 7 – 20 days.
How do I get off a blacklist? ›
The Bottom Line. If you find that your IP or domain is blacklisted, contact each DNSBL service and request that they delete your listing.
How do I get proof of blacklisting? ›
How do I obtain the Proof of Blacklisting? You can contact your Network Provider(s) to request it. Once your Provider(s) has/have confirmed that the phone has been blacklisted, they will send you an email receipt which you will then need to forward to us for the assessment of your claim.
Is blacklisting permanent? ›
Being on a blacklist doesn't have to be a permanent predicament. First, you have to find out if you're on a blacklist. A career coach could help you discover if you've been blacklisted, or a recruiter you have a relationship with could also help.
What happens if I am blacklisted? ›
Impact of blacklisting on individuals
The impact can be both financial and personal, affecting their ability to access credit, find employment, or even rent a property. One of the most immediate and tangible impacts of blacklisting is the difficulty in obtaining credit or loans.
A blacklist is considered retaliatory as it is intended to create financial hardship for those named on the list, These lists can be created by different entities, including governments and individuals. Anyone who appears on a blacklist may be barred from getting funding, doing business, or getting jobs.
What is illegal blacklisting? ›
Preventing or attempting to prevent anyone from obtaining employment by means of a blacklist. Any person who violates this law can be found guilty regardless of whether he or she intended to cause the employee harm.
How do I check if I'm blacklisted? ›
Here's how it can be done:
- Step 1: Contact a credit bureau. You can obtain a copy of your credit report from one of the major credit bureaus in South Africa, such as TransUnion, Experian, or Compuscan.
- Step 2: Provide identification. ...
- Step 3: Request a credit report. ...
- Step 4: Review your credit report. ...
- Step 5: Dispute errors.
Rental providers must tell you if you are listed
The rental provider must tell you if they find a listing about you [section 439D]. And if a rental provider or database operator (company) wants to blacklist you, they should give you a copy of the information to be listed [section 439F].
Can you reverse being blacklisted? ›
If you checked your credit score, and know you made payments on time, then there could have been a mistake when getting blacklisted. When this happens, you can file a complaint with the NCR, or National Credit Regulator. They'll work with you to reverse the mistake.
Can you check if your address is blacklisted? ›
If there's one thing that you can be confident of, it's that your address isn't on a Credit Blacklist. Credit Reference Agencies do not hold blacklists of people or addresses that should not be granted credit – they simply maintain and share information based on facts, derived from a variety of sources.
How to check if your name has been blacklisted by credit bureau? ›
If you have a blacklisted BVN, the following message will be displayed: “Your BVN is blacklisted. Please visit any bank for further information. “ You can also visit the Credit Bureaus of Nigeria website and request a free credit analysis report.
What happens to a person who is blacklisted? ›
A blacklist is considered retaliatory as it is intended to create financial hardship for those named on the list, These lists can be created by different entities, including governments and individuals. Anyone who appears on a blacklist may be barred from getting funding, doing business, or getting jobs.
How do you know if you're blacklisted from banks? ›
There is no bank blacklist, but if you have a history of bad checks that will be reflected on your credit report and the banks you wrote them from will have you flagged. You can try a credit union but they check the same credit info. You can get one of those prepaid cards and have your check direct deposited to it.
