How to Add a Chase Authorized User (2024)

To add a Chase authorized user, log in to your Chase account online Services or call customer service at 1 (800) 935-9935. You will need to provide the person’s full name, date of birth and address in order to add them as an authorized user on your Chase credit card account.

A primary cardholder can make any one a Chase authorized user, as there are no minimum age requirements. Chase does limit you to a maximum of authorized users per account, though.

1. Log in to your Chase account.
2. Click the “Services” tab.
3. Click “Authorized users” under the “Card Management” menu.
4. Enter the authorized user’s full name, address and date of birth.
5. Click “Add.”

When you add a Chase authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Chase authorized users are able to make purchases, earn rewards, report lost or stolen cards, initiate billing disputes, request statement copies, make payments, access the account online and inquire about fees. However, they cannot close the account, add another authorized user, increase the credit line, or request a lower APR.

In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Chase reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.